Banking & Saving
Your bank is quietly paying you nothing. The national average savings account rate is a rounding error. Chuck has done the comparison. The math is not complicated. Here's where your money should actually be sitting.
Is a High-Yield Savings Account Still Worth It?
Is a HYSA still worth it? Rates have fallen from their highs. Chuck runs the real math on what your money earns right now, so the numbers answer the question.
How Much Should You Keep in Checking vs. Savings?
A simple rule for splitting your money between checking and savings — and the real dollar cost of getting the split wrong.
There's No Right Number of Bank Accounts — Here's What Matters Instead
There's no universal right number of bank accounts. There is a wrong way to decide. Here's the actual question worth asking instead.
The High-APY Online Banks With No Minimum Balance
Chase pays 0.01% APY. Climate First Bank pays 4.01% with no minimum balance. Chuck breaks down the real gap, and the exact fix.
Is a HYSA Worth It? Your Savings Account Is Losing You Money
Your savings account is paying 0.01% while inflation runs at 3.8%. Here's exactly how much you're losing and how to switch in 10 minutes.
Where to Put Your Emergency Fund (So It Actually Earns Its Keep)
Your emergency fund could be quietly losing you hundreds a year — here's the exact gap, and the 5-minute fix nobody tells you about.